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CFO service

Accounting shows what happened. A CFO shows what to do.

A finance director on demand for companies and groups without a full-time CFO. AI collects the numbers from the books every day, and the CFO turns them into decisions: where you make money, how much cash you will have in 3 months and what is worth changing.

We send a proposal within 24 hours.

Why it matters

The problems we see most often

Without a CFO

  • A loss becomes visible only at year-end
  • A trend is visible for months, but no decision is taken
  • It is unclear which group company is financing which
  • Meetings with the bank happen without prepared numbers

With a CFO

  • Results by company and location by the 15th of the following month
  • A cash flow forecast 3 months ahead
  • Clear intra-group loans and balances
  • Consistent information for the bank and investors

What we do

Monthly, quarterly and on demand

Management reportprofit by company, location and channel — by the 15th
Cash flow forecastcash in each company 3 months ahead — monthly
Budgetannual plan; actuals compared with the plan every month
Group loans and balanceswho owes whom and who finances whom — monthly
Tax calendarno unexpected debts to the tax authority (VMI) or Sodra
Costing and pricingwhat earns money and what only generates turnover — quarterly
Banks and investorsreporting for financiers and preparation for bank meetings
Decision supportnumbers before a decision: new location, lease, equipment
Internal controlpayment approval and cash procedures, access rights
Meeting with the ownersreview of results and a list of decisions — quarterly

How we work

AI collects and checks, the CFO decides

Done by AI

  • Collects data from the books, bank and cash registers every day
  • Prepares drafts of reports and forecasts
  • Flags deviations from budget and unusual payments
  • Tracks tax and contract deadlines

Done by the CFO

  • Explains the numbers and proposes actions
  • Prepares the budget and assesses decisions
  • Prepares meetings with banks and investors
  • Is accountable for the conclusions presented to management

Who it is for

When a fractional CFO pays off

  • Companies and groups that are growing but do not yet have a full-time CFO
  • Owners of several companies or several sales locations
  • Companies planning a loan, leasing or an investor
  • Companies whose results are getting worse and who need to understand why, fast

Pricing

From €750 per month, excluding VAT.

The fixed monthly fee includes an agreed number of hours; additional hours are €100/h, agreed in advance. The service can be cancelled with 2 months notice.

Get a proposal

FAQ

Questions about the CFO service

How is a CFO different from an accountant?

The accountant makes sure the books are correct and on time. The CFO uses those numbers for decisions: shows where the company earns and loses money, plans cash and budget, and prepares talks with the bank.

Do you need to keep our books?

No, but then the work is faster and cheaper: reports are prepared from the same data by the 15th. If another provider keeps your books, we work with access to your accounting software.

How much time does the CFO spend?

We agree the number of hours in the proposal, based on the number of companies and the scope. AI does the routine work of collecting data and drafting, so the CFO time goes to analysis and decisions.

Do you help with financing?

Yes. We prepare the numbers and reports for the bank or investor and take part in the meetings. Transactions and fundraising are charged under a separate estimate at €100/h.

How do we cancel the service?

With 2 months notice. If we also keep your books, the accounting contract is not affected.